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Tag: body repair

A person in the passenger seat wearing a sweater points to a map.
When planning on a road trip, you may want to check a few items on your insurance coverage in case you run into car trouble.

A road trip is intended to be fun. No one plans on getting in an accident, and few people think ahead to what they might do if they get into one several hours down the road.

The first thing you should do is check with your insurance agent. If you need a tow, you’ll want to tow it to a nearby shop. If the vehicle is driveable, you can choose to get your car repaired where you are or back home.

Insurance coverage

Insurance coverage on a road trip depends on where your trip takes you. Before you leave on your trip, check your insurance policy to see where you are covered and review the details of your coverage plan.

If you travel anywhere in the U.S. or Canada, you are likely covered. If your trip is to Mexico, Central America, South America, or any other location, contact your insurance agent regarding coverage.

As you travel, remember that laws are different from state to state and different in other countries. Check the driving laws for the location you are going and all points in between, plus the insurance laws for those areas. The minimum requirements for coverage vary in different areas.

No matter where you are located, reporting the accident to your insurance company is the same.

Schedule a repair

If you need a tow, most insurance policies will cover the cost within a certain radius from the accident. The insurance company can also schedule the tow no matter where you are located and can reserve a rental car for you, if needed. If you choose to have your vehicle towed back home and you are far away, discuss the coverage with your insurance agent. It’s likely you will have to cover the cost for a long-distance tow.

AMM Collision is an Austin and Central Texas auto body repair shop. We will arrange a tow and rental car for you if you choose us for repair.

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