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Tag: accidents

A person in the passenger seat wearing a sweater points to a map.
When planning on a road trip, you may want to check a few items on your insurance coverage in case you run into car trouble.

A road trip is intended to be fun. No one plans on getting in an accident, and few people think ahead to what they might do if they get into one several hours down the road.

The first thing you should do is check with your insurance agent. If you need a tow, you’ll want to tow it to a nearby shop. If the vehicle is driveable, you can choose to get your car repaired where you are or back home.

Insurance coverage

Insurance coverage on a road trip depends on where your trip takes you. Before you leave on your trip, check your insurance policy to see where you are covered and review the details of your coverage plan.

If you travel anywhere in the U.S. or Canada, you are likely covered. If your trip is to Mexico, Central America, South America, or any other location, contact your insurance agent regarding coverage.

As you travel, remember that laws are different from state to state and different in other countries. Check the driving laws for the location you are going and all points in between, plus the insurance laws for those areas. The minimum requirements for coverage vary in different areas.

No matter where you are located, reporting the accident to your insurance company is the same.

Schedule a repair

If you need a tow, most insurance policies will cover the cost within a certain radius from the accident. The insurance company can also schedule the tow no matter where you are located and can reserve a rental car for you, if needed. If you choose to have your vehicle towed back home and you are far away, discuss the coverage with your insurance agent. It’s likely you will have to cover the cost for a long-distance tow.

AMM Collision is an Austin and Central Texas auto body repair shop. We will arrange a tow and rental car for you if you choose us for repair.

There is a lot of ground to cover on Texas roads. Naturally, there are going to be a lot of accidents in such a big state.

In 2016, there was a death toll of 3,794 in Texas car crashes, and around 14,000 serious injury crashes. That’s the equivalent of one person killed every two hours, and one injury every 2 minutes during the year of 2016.

With so many cars on the roads in this area, accidents will happen. Some of the reasons for collisions may not come as a surprise.

Collision in Central Texas

There are a number of causes for accidents and weather can always be a contributing factor. While some might think that speed is one of the top reasons for collisions in Harris County, there were 1,573 speed related accidents last year. DUI accidents were slightly higher with 2,941 crashes in 2016.

Distracted driving was one of the main causes, with 14,804 wrecks in Harris County last year. Failure to pay attention is the second highest factor for collisions in Texas’ urban areas. This can be texting while driving, talking on the phone, or any other type of distraction. Bexar County, or the San Antonio area, had the most distracted driving accidents with more than 26,000.

Steps to take after a collision

After an accident, assess if you have any injuries, and if you can safely get out of the vehicle. If you, your passengers, or anyone else involved in the accident has injuries, call 9-1-1 immediately. Law enforcement must be notified if there are injuries, deaths, or property damages. Exchange insurance and contact information with other drivers.

If your car isn’t drivable, you will have to call for a tow truck to transport your vehicle. Some collision repair shops will arrange this directly if you call them first.

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